01
Retirement Income Planning
Turn accumulated wealth into a coordinated income strategy across RRSPs, RRIFs, TFSAs, pensions, non-registered and corporate assets, and government benefits.
Planning areas
Planning for retirement, wealth, risk, and transition.
Aster Wealth provides coordinated financial advice across the areas where important decisions tend to overlap.
02
Tax-Efficient Withdrawal Strategy
Clarify where income should come from, when it should begin, and how different sources should be sequenced.
03
Investment Planning
Build an investment structure aligned with your goals, income needs, time horizon, tax picture, and ability to tolerate risk.
04
Insurance Planning
Use insurance with intention: family protection, business continuity, estate liquidity, tax planning, and wealth transfer.
05
Estate & Wealth Transfer Planning
Coordinate liquidity, beneficiaries, registered assets, insurance, tax exposure, and family intentions before decisions become urgent.
06
Business Owner Planning
Connect the business balance sheet with the family balance sheet through corporate planning, succession, insurance, and exit strategy.
The long view
Built for the whole horizon, not the next quarter.
Start here
The right recommendation depends on the right diagnosis.
Before making planning recommendations, we look at the full picture.